Ayushman Bharat Yojna: Free Health Insurance For 70 Years And Above; Registration Guide 

The Ayushman Bharat Yojana (ABY), also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a health insurance programme launched by the Indian government in 2018. It aims to provide free or low-cost healthcare and other medical benefits to eligible individuals in need. Prime Minister Narendra Modi has announced a new health insurance program for all senior citizens aged 70 and above, regardless of their income. This initiative is part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). It was launched to celebrate Dhanvantari Jayanti and the 9th Ayurveda Day.

Prime Minister @narendramodi launches the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) to extend healthcare coverage to all citizens aged 70 years and above, regardless of socio-economic status.

This ensures accessible and affordable care for all senior citizens.… pic.twitter.com/vVLBR3219p

— PIB India (@PIB_India) October 29, 2024

Keep reading to learn more about the Ayushman Bharat Yojna, its eligibility criteria, and the application process.

Union Cabinet Extends Health Coverage For Senior Citizens

The Union Cabinet has approved free health insurance coverage of up to ₹5 lakh per year for all citizens aged 70 and above under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). This decision is set to benefit nearly 4.5 crore families, providing comprehensive health coverage to an estimated six crore senior citizens across India.

We are committed to ensuring accessible, affordable and top quality healthcare for every Indian. In this context, the Cabinet today has decided to further expand the ambit of Ayushman Bharat PM-JAY to provide health coverage for all citizens above 70 years. This scheme will…

— Narendra Modi (@narendramodi) September 11, 2024

Prime Minister Modi posted on X, We are committed to ensuring accessible, affordable, and top quality healthcare for every Indian. In this context, the Cabinet today has decided to further expand the ambit of Ayushman Bharat PM-JAY to provide health coverage for all citizens above 70 years. This scheme will ensure dignity, care, and security to 6 crore citizens! 

What Is The Ayushman Bharat Yojna?

The Ayushman Bharat Yojana aims to help low-income families with their medical bills. It provides medical insurance coverage of up to ₹5 lakh annually per family. This initiative covers serious and critical care that includes surgeries and illnesses like knee replacement, heart bypass, cancer treatment, or even chronic conditions. It also covers pre and post-hospitalisation expenses to make sure that low-income households can avail of medical treatment without financial distress. 

Ayushman Bharat Yojna Website

Type in https://abdm.gov.in/ to visit the official Ayushman Bharat Yojna website to apply for the Ayushman Bharat Card and avail of the benefits of this initiative.

Ayushman Bharat Yojna: How To Check Eligibility?

You can check if you are eligible to avail of the Ayushman Bharat Yojna benefits by following these steps: 

For online verification:

• Go to https://abdm.gov.in/, the Ayushman Bharat PMJAY website, and select the "Am I Eligible" option.
• Put in your state, mobile number, and captcha code.
• Based on information from the Socio-Economic Caste Census (SECC), the system will indicate your eligibility status.

For offline verification:

• Find the Common Service Centre (CSC) closest to you or go to an Ayushman Bharat hospital that has been accredited. 
• You can use the details on your ration card or Aadhaar card to verify your eligibility with the help of trained staff at these locations.

NOTE: You need to make sure you have the following documents to apply for the Ayushman Bharat health card:

• ID Proof
• Income Proof 
• Address Proof

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How To Apply For The Ayushman Bharat Card: Step-By-Step Guide

Here’s a step-by-step guide on how to register for the Ayushman Bharat card:

For an online application:

• Start by visiting the PMJAY website and clicking on the “Register” or “Apply” section. 
• Then, enter your Aadhaar card number, mobile number, and other relevant information. 
• You must now upload scanned copies of each of the aforementioned documents in order to submit the application.

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For an offline application:

Visit the nearest CSC location, where a CSC operator will assist you with completing the application, checking your documentation, and submitting it electronically.

NOTE: After submitting your application, you can monitor its progress on the PMJAY website. Following successful verification and enrollment, you will be issued an Ayushman Bharat Card (PMJAY card).

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