The government of India has been making efforts to push towards women's empowerment with various initiatives like financial schemes, education programs, and more. The various schemes are aimed at breaking stereotypes and enhancing their economic destiny, upskilling, and contributing to their families' well-being. Check out the best four schemes launched by the Indian government for housewives in India and learn about their benefits, eligibility criteria, and expected impact in this article.
Mahila Samman Savings Certificate
Launched by the Department of Economic Affairs, Ministry of Finance, the ‘Mahila Samman Savings Certificate’ scheme aims to provide financial security to every girl and woman in India. There is no age bar for eligibility in this scheme. For minor girls, their natural/legal guardian can apply for the scheme. There is a 7.5% per annum rate of interest in this 2-year scheme.
Sukanya Samriddhi Yojana
The ‘Sukanya Samriddhi Yojana’ is aimed at providing bright futures for girl children (Government Schemes For Girl Child In India) in India. You can avail a high interest rate of 8.2% and tax benefits under 80C with this scheme. “Minimum deposit ₹ 250/- Maximum deposit ₹ 1.5 Lakh in a financial year. The account can be opened in Post offices and in authorised banks. Withdrawal shall be allowed for the purpose of higher education of the Account holder to meet education expenses. The account can be prematurely closed in case of marriage of girl child after her attaining the age of 18 years,” reads the official description of the scheme.
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The Women Entrepreneurship Platform (WEP)
“WEP aspires to build a robust entrepreneurial ecosystem with 4 Cs, which collectively guide our strategic approach and define our path towards achieving a transformative impact within the entrepreneurial landscape,” is the Mission of this scheme as per the official website. “WEP is built on three core tenets, Iccha Shakti - the power of motivation represents motivating aspiring entrepreneurs to start their businesses, Gyan Shakti - the power of knowledge represents providing knowledge and ecosystem support to women entrepreneurs, and Karma Shakti - the power of action represents providing hands-on support to women entrepreneurs in setting up and scaling up their businesses,” it continued. (Government Schemes To Invest In India)
Support To Training and Employment Programme For Women
Also known as the STEP programme, the official description on the site reads, “The STEP programme aims to increase the self-reliance and autonomy of women by enhancing their productivity and enabling them to take up income generation activities. It provides training for skill upgradation to poor and asset-less women in the traditional sectors viz. agriculture, animal husbandry, dairying, fisheries, handlooms, handicrafts, khadi and village industries, sericulture, social forestry and wasteland development.”
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