Top 5 Health Insurance Plans for Women: Best Coverage Options

Find out about the top five health insurance plans for women in India. These plans offer tailored coverage, financial independence, and peace of mind, ensuring you get the best protection for your health.

  • Amit Diwan
  • Editorial
  • Updated - 2024-09-16, 16:46 IST
government of india health insurance for women

Women today are the architects of their families and careers, so oftentimes balancing these challenging roles drains a person's health. From the early stages of womanhood to the later years, specific health concerns require tailored attention. A specially designed women-oriented health insurance plan can help improve financial security, thereby empowering them to take better care of their health without compromising on their dreams and aspirations.

Benefits of Health Insurance for Women

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Customised Coverage

Women's health insurance offers more benefits than regular policies. These special policies include gynaecological problems and cancers prevalent in women, such as breast and ovarian cancer.

Financial Independence

Women's health insurance policies give women the power to be financially independent and take care of their medical expenses by themselves. They are not dependent on anyone in the family for financial help in times of medical emergency.

Peace of Mind

Having comprehensive health insurance ensures that women are financially protected against medical emergencies.

Top 5 Best Health Insurance Policies for Women

ayushman bharat

Ayushman Bharat Yojana

This is a universal health insurance scheme launched by the Ministry of Health and Family Welfare, Government of India. It aims to provide free healthcare services to more than 40% of the population of the country. It provides coverage of ₹5 Lakh, a considerable amount for women to get complete health protection.

Pradhan Mantri Suraksha Bima Yojana

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This scheme provides accident insurance coverage to all persons between the ages of 18 through 70 years with a bank account. It offers security in case of accidents, hence forming part of the health insurance portfolio.

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Aam Aadmi Bima Yojana (AABY)

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The AABY was introduced in 2007 and gives out covers up to a maximum age of 59 years. The ambit of the scheme covers the risk of death due to accidents to the head of the family or primary bread earner, it expresses crucial support during medical emergencies.

Jan Shree Bima Yojana

jan shree bima yojana

It belongs to the economically weaker sections of society between 18 and 59 years of age. It has special provisions like Women SHGs and the Shiksha Sahyog Yojana; hence, it is quite a good deal for those who are looking forward to financial support.

Employment State Insurance Scheme

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This is comprehensive national insurance that includes socio-economic protection for workers and their dependents. It covers unfortunate incidents at work and extends to permanent factories with more than ten employees, ensuring safety at the workplace with support.

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