The Employees Provident Fund Organisation (EPFO) has made it easier and more straightforward for its members to transfer their provident funds with a new update. According to the press release shared from the Ministry of Labour & Employment, “To ensure ease of doing for its members, EPFO has simplified the process for the transfer of PF account on change of jobs wherein the requirement to route online transfer claims through either the previous or current employer has been removed in majority of cases. With the introduction of the revised process, it is expected that in the future over 1.20 crore out of 1.30 crore total transfer claims i.e. 94% of the total claims would be directly forwarded to EPFO without requiring the employer’s intervention.”
The Employees' Provident Fund Organisation (EPFO) has rolled out updates to make things easier for its members. They've introduced five new guidelines that include a simplified joint declaration process and a centralised pension payment system (CPPS). Now, members can update their profiles through an online portal and transfer their PF accounts more easily. These changes are aimed at making EPF management simpler and more efficient. Here’s a look at what’s new:
New EPFO Rule Changes In 2025
1. EPF Member Profile Update
The EPFO has simplified the process for updating member profiles. For those with Aadhaar-verified Universal Account Numbers (UAN), members can now directly update personal details without needing to provide additional documents. This includes changes to name, birthdate, gender, nationality, parental information, marital status, spouse details, and employment dates.
2. Joint Declaration Process
The Employees' Provident Fund Organisation (EPFO) has released a new circular outlining a simplified Joint Declaration process. This update replaces some of the recommendations from the previous SOP Version 3.0, which was issued on July 31, 2024. The new guidelines bring several changes aimed at making the process smoother, including updated classifications for members, revised methods for submitting documents, and new procedures for both employers and claimants.
3. Centralised Pension Payment System (CPPS)
In a recent circular, the Employees' Provident Fund Organisation (EPFO) announced the launch of the Centralised Pension Payment System (CPPS), which will be effective from January 1, 2025. The EPFO said in a circular dated January 17, 2025, “It is reiterated that as CPPS is implemented w.e.f 1st Jan 2025, there shall be no transfer out to another RO. For cases which are already marked for transfer out but not yet transferred through e office as per Instructions Issued, the original RO in which the claim is received shall process it without transferring to any other RO. The claims erroneously transferred to another office in e office after 1st Jan 2025, shall be returned back to original office for necessary action.”
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4. Transfer of PF Accounts
The EPFO has simplified the process for transferring PF accounts when members switch employers. As per a directive issued on January 15, 2025, certain online transfer requests can now be approved without needing approval from the previous or current employers. This change applies to transfers between Member IDs linked to the same UAN issued on or after October 1, 2017, and also those linked to Aadhaar. It also covers transfers between different UANs issued on or after October 1, 2017, but connected to the same Aadhaar. Additionally, transfers between Member IDs tied to the same UAN, issued before October 1, 2017, that are linked to Aadhaar and have matching details (like name, birthdate, and gender) can now be processed without employer approval.
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5. Higher Pension Guidelines Update
The Employees' Provident Fund Organisation (EPFO) has released a new circular providing clarity on the processing of pension cases for individuals earning higher wages under the Employees' Pension Scheme (EPS). Field offices had raised several questions about the Pension on Higher Wages (PoHW) cases, which were then referred to the Ministry of Labour & Employment (MoL&E) for resolution. (Unified Pension Scheme (UPS): Salient Features, Eligibility And Minimum Pension Amount)
i) Ensuring fair and consistent pension calculations for all pensioner groups.
ii) Ensuring strict compliance with trust regulations for exempted establishments.
iii) Handling dues collection and pension arrear payments separately and distinctly.
These changes not only enhance the overall user experience but also bring greater efficiency to the EPF system.
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