Bank Holidays In July 2025: Full List Of Upcoming Off-Days In This Month

July 2025 comes with a series of bank holidays. Check out the full list of bank holidays in July 2025 and start planning ahead for the month.

Bank Holidays in July 2025

Whether you're planning to visit your bank or manage your finances online, it's essential to know the dates of these holidays.

Bank Holiday Categories

As per the Reserve Bank of India (RBI) guidelines, bank holidays are categorised into three types:

• RTGS holiday: Real-Time Gross Settlement (RTGS) transfers are available 24x7, allowing for seamless transactions even on holidays.
• Closing of accounts holiday: These holidays apply to the second and fourth Saturdays, all Sundays, and select holidays when branches close for administrative reasons.
• Holidays under the Negotiable Instruments Act: These are notified public holidays applicable to banks, insurance companies, and financial institutions, often based on state-level events.

List of Bank Holidays in July 2025

Here's a state-wise breakdown of the bank holidays in July 2025:

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Digital Banking Services

While physical bank branches may be closed on these days, digital banking services like UPI, internet banking, debit and credit card usage, ATM withdrawals, NEFT/RTGS transactions, and other online features will remain functional. Customers can also apply online for chequebooks, demand drafts, lockers, and standing instructions.

To avoid any inconvenience, it's best to plan your in-branch transactions around the holiday calendar and rely on online channels when needed. With this list of bank holidays in July 2025, you can stay ahead and ensure a smooth banking experience.

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