Going On Solo Trip? Get Your Travel Insurance In Place

All my bags are packed; I’m ready to go...

Humming this as you get ready to leave for an exciting new holiday, you have ticked off everything on your checklist – clothes, medicines, personal care items, make up, some munchies and of course money! But what if you have to cut short your trip for some unfortunate reason, what if your flight gets cancelled, what if your baggage gets lost or you fall sick? A good travel insurance plan which may not have been on your checklist, will come in handy for all these things and more. Here’s how.

Type Of Insurance

To choose the right travel insurance, ask yourself these questions. What kind of traveller are you? Do you travel occasionally or frequently? If you travel a lot then a multi-trip cover for a year will be a good choice.

Travel Medical Cover

First of all, check your existing medical insurance plan to see if it covers medical emergencies in other countries too or not. This way you will be able to opt for the right travel insurance policy without paying too much. You may not always be travelling to countries where medical facilities are at par with what you have back home. And an illness or an accident can come knocking on the door anytime. If evacuation coverage is available in your travel insurance then you can easily be transported to a place with better medical facilities and you won’t have to pay a bomb for it.

Read More: Solo Traveller? Check Out Dangal Actor Sanya Malhotra's Road Trip To Ladakh

Quick Settlement

While it would be good if you never had to claim the insurance but in the off chance that you have to, be smart and invest wisely with a provider which has a reputation of settling claims in a short time.

Baggage Insurance

Getting insurance coverage for baggage items is an absolute necessity. Imagine being on periods and misplacing the bag with all your personal care items in it or having your bag with some necessary medication lost or misplaced. Buying these items in another country can be a pricey affair while getting a travel insurance that will cover these expenses can be pretty cheap.

Travel insurance should be a part of your travel budget, if not then do not take the risk of travelling with all those risks involved. It is much better to pay a little and have a holiday with your peace of mind intact.

Stay tuned to know about solo travel safety tips, solo traveller destinations, how to take selfies while travelling and more on HerZindagi.

Recommended Video