Financial Wellness: Experts Explain Why Every Woman Needs Health Insurance

While we are celebrating 49th Women’s Day, awareness about women’s health is still in its nascent stage. Scroll down to learn the reasons why every woman should have health insurance. 

 
why every women needs health insurance

A woman plays multiple roles in her life. From being a homemaker, wife, mother, professional and sometimes primary breadwinner. However, amid handling these responsibilities she often overlooks her health which leads to major health issues. Thus, when severe health issues strike their financial stability goes for a toss because she is never prepared for it financially. This is the time when health insurance comes into the picture. In light of the same, we spoke to Mr Rakesh Goyal, Director of Probusinsurance.com for insights on why every woman needs health insurance.

Unique Health Needs

Women's unique health needs encompass a wide range of medical services, from reproductive health to maternal care. Reproductive health services include access to contraception, fertility treatments, and screenings for sexually transmitted infections. Maternity care involves prenatal check-ups, ultrasounds, and labour and delivery support. Additionally, screenings for breast and cervical cancer are vital for early detection and treatment.

health insurance importance

Preventive Care

Health insurance empowers women to prioritize preventive care, which plays a crucial role in maintaining their overall health. Regular check-ups with primary care physicians allow for early detection of health issues and provide opportunities for intervention before conditions worsen. Screenings, such as mammograms and Pap smears, aid in identifying abnormalities and reducing the risk of serious illnesses.

why health insurance

Maternity Coverage

Comprehensive maternity coverage ensures that women (legal reforms for women) receive adequate medical support throughout pregnancy, childbirth, and postpartum recovery. This coverage includes prenatal visits, labour and delivery expenses, postnatal care, and breastfeeding support. It also extends to complications that may arise during pregnancy or delivery, providing financial security during this significant life event.

Chronic Health Conditions

Women are disproportionately affected by chronic health conditions, such as autoimmune diseases, osteoporosis, and thyroid disorders. Health insurance facilitates access to specialized care, medications, and therapies required to manage these conditions effectively. Continuous monitoring and treatment of chronic illnesses contribute to improving women's quality of life and minimizing complications.

health insurance for women importance

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Financial Security

Health insurance offers women (key government initiatives for women) financial security by mitigating the financial impact of unexpected medical expenses. Hospitalizations, surgeries, and emergency medical interventions can incur substantial costs, which may lead to financial strain without insurance coverage. By covering these expenses, health insurance provides women with peace of mind, allowing them to focus on their health and well-being without worrying about financial implications.

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The bottom line is that comprehensive health insurance tailored to women's needs ensures access to essential medical services, promotes preventive care, provides support during pregnancy and childbirth, facilitates management of chronic conditions, and offers financial security in times of medical emergencies.

Image Courtsey: Freepik/Unsplash

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