Gold Rate Today, June 16, 2025: Hits All-Time High; Should You Invest Right Now? Experts Share Insights

“Gold prices have once again grabbed everyone’s attention, with MCX gold futures crossing ₹1,01,000 per 10 grams. What’s driving this surge? A mix of reasons. Rising geopolitical tensions across the globe are making investors nervous, and when that happens, gold often becomes their go-to safe haven. Add to that the softer US dollar and the US Fed’s cautious stance on interest rates, and we have the perfect recipe for gold’s rally,” said Abhishek Bhilwaria, Financial advisor at Bhilwaria MF.

Now, the big question on most people’s minds is:

Is this the right time to buy gold, or should you wait?

Here’s the thing, gold has always done well during uncertain times. “So if you are thinking about gold as a way to protect your wealth or balance your portfolio, it still makes sense. Experts suggest you could consider buying in parts, maybe through SIPs in gold ETFs or small purchases, rather than putting in a big amount all at once. That way, you can average out the cost if prices fluctuate. But if you’re looking at gold purely as a short-term trade, it might be smart to hold off for now. After such a sharp rally, there’s always a chance prices could cool off a bit in the near term. Plus, any fresh signals from global central banks or easing of tensions could change the trend,” explained Bhilwaria.

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In short, gold continues to be a solid long-term choice. But at these prices, going slow and steady could be the wiser move. As always, it’s best to keep an eye on the bigger picture and invest with a clear plan in mind.

Sakchi Jain, CA and a Financial Education expert, shared, “While the 3% GST rate on gold remains unchanged, when the base price reaches a record high, the actual tax burden increases. For instance, a purchase of 10 grams of gold at ₹1.01 lakh now incurs an additional ₹3,030 in GST alone. Moreover, the inclusion of charges on jewellery further adds to the overall cost, making the final bill even more substantial.”

Here are some implications for individuals considering purchasing gold:

• Jewellery Purchases: If you’re planning to buy jewellery soon, be prepared to pay more, not only for the gold itself but also for the associated taxes. Delaying non-urgent purchases or opting for lighter or exchangeable designs can help reduce costs.
• Investment Purchases: If you’re investing in gold, consider alternative options such as Gold ETFs. These ETFs don’t incur charges and still only include 3% GST. Additionally, SGBs offer interest, making them an intelligent long-term investment choice.
• Avoid Panic Purchases: Don’t make impulsive purchases solely based on headlines. Instead, align your gold purchases with your financial goals. If you’re investing, consider going digital and adopting a long-term perspective. If you’re shopping for an occasion, monitor price fluctuations, but avoid delaying important purchases just to save a few hundred rupees.

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